Want a loan?

Finding the right loan can be very time consuming. That's why we simplified the process using a single platform that allows you to find, customize and fund your loan.

No hidden charges

We are committed to clear, upfront pricing. You’ll never have to worry about extra costs buried in fine print.

Easy online application

Simple online application and access to live customer support. No application fees. Our credit check won't affect your CIBIL score.

More than credit scores

We use a fresh new approach to credit scoring that is built ground-up from first principles but still respecting the privacy of our users.

Quick access to funds

Once approved and signing of contract, funds will be in your account in 24 hours. Repayment through automated technology.

115+ Million

in capital lent to borrowers


borrowers served


satisfaction rate

How we do it

We’re connecting 10,000+ data points per customer to build a new kind of credit score.

Services Built for People

Smart data models allow customers to increase their limits and lower their interest rates over time. Within our platform, customers can view their credit status, track payments, get reminders, and ask for help.

Data Science Driven Identity Scoring

Data science-based Identity Scoring augments top-down credit scoring with bottom-up approach, in real-time, to personalize lending criteria for each customer.

Disruptive finance

Traditional credit doesn’t work in emerging markets — mobile does. On our mobile platform, customers can access credit and other financial services instantly.

Robust SaaS & BI Solutions

Data visualization from a large customer base provide real-time views of key metrics and mobile financial services engagement.

How It Works

The most responsible way to build credit

Apply Online

Answer a few questions to access loans from our network of financial partners.

Get an Instant Decision

Instantly see rates and terms tailored to your loan amount, location and credit profile.

Customize Your Loan

Pick a loan term, rate and monthly payment that maximizes your savings and improves your productivity.

Get Funded

Verify your identity and upload documents to get your loan funded by a bank/NBFC.


“Companies like Capzest are using technology to reach out to the millions of individuals who seek credit but are not covered by traditional banking, especially those in tier 2 and tier 3 cities.”— Economic Times

In the news



Contact Us

We're always there for you

Monday to Friday (9am to 6:30pm), and Saturday (9am to 6pm).

1408-B Wing, Kailash Business Park, Park Site Rd, Vikhroli West, Mumbai, Maharashtra 400079


Email: support@capzest.com